Budgeting Time
D&C 10:4, Mosiah 4:27, 2nd Nephi 9:51
“Besides the noble art of getting things done, there is the noble art of leaving things undone. The wisdom of life consists in the elimination of non-essentials.” ~Lin Yutang (Chinese writer and inventor)
Of Things That Matter Most – President Uchtdorf May 2010 Ensign
Good, Better, Best – Elder Dallin H. Oaks Nov. 2007 Ensign
Let Him Do It With Simplicity – Elder L. Tom Perry Nov. 2008 Ensign
We can prioritize our lives using Sister Beck’s advice to categorize what we do with our time into Essential, Necessary, and Nice.
Budgeting Money
2nd Nephi 9:51
One for the Money (Can be obtained on-line at Providentliving.org under “Finances”)
· Use a budget (ex. Mint.com)
· Learn self-discipline and self-restraint in money matters
· Appropriately involve yourself in an insurance program
The Internet has many resources for tips on budgeting, living frugally, etc. Try Dollar Stretcher www.stretcher.com
De-clutter
D&C 88:119, D&C 109
“Women should pattern their homes after the Lord’s house” Sis. Beck, Mothers Who Know Nov. 2007 Ensign
"A place for everything, everything in its place." - Benjamin Franklin
The Internet has many resources for cutting clutter. Try:
http://organizedhome.com/ (Click on Cut Clutter,then scroll down toDeclutter 101)
Notes on A House of Order by Kristin Brown:
Budgeting Money
2 Nephi 9:51 “Do not spend money for that which is of no worth”
Alma 34:20 “Cry…over fields”
TG Family, Managing finances (covers many areas- paying tithing, where priorities should be-treasures in heaven, fulfill financial obligations and support our families, save!, prepare)
Budgeting resources:
Providentliving.org “Finances” (links to talks, a tutorial, budget worksheets, pamplets)
One for the Money
· Budget – Compelled to budget… Who uses a budget? What type of budgeting system do you use?
Mint.com, computer software
Those of you who do not use a budget, why not? What is keeping you from using one?
Address those issues
Budget is a living thing, constantly changing, needing tweaking
· Learn self-discipline and self-restraint – think of Essential, necessary, nice
(4)“We make ourselves rich by making our wants few.” — Henry David Thoreau
· Involve your family in appropriate insurance program
***All takes practice! The Lord will bless you in your efforts! Remember he has told us to cry over homes and livelihood.
Blogs, internet resources:
Dollar Stretcher http://www.stretcher.com/
Let children know when we have maxed out a certain category to explain why we aren’t buying this or that, but reassuring that we haven’t run out of money. J
Let children know when we have maxed out a certain category to explain why we aren’t buying this or that, but reassuring that we haven’t run out of money. J
House
D&C 88:119 - Theme of this class. Section 88 “ was designated by the Prophet as the “‘olive leaf’ … plucked from the Tree of Paradise, the Lord’s message of peace to us””
Why do we need to cut the clutter and get organized? Saves time, money, to make more time to focus on the things that matter most.
“women should pattern their homes after the Lord’s house” Mothers Who Know
D&C 109
Temple- how is it decorated? Clean, simple, beautiful, feel the Spirit
Babysitting Stephans
Compare my house to someone else’s perfect house
http://organizedhome.com/ (Cut Clutter, then click on Declutter 101):
Schedule regular declutter sessions
“Change begins with me”- “Tempting as it is to call a family meeting and lay down the clutter law, think again. Draconian measures can only be enforced so long as the enforcer stays on the job--and if you're not there first, coercive efforts are doomed to fail.
Instead, build credibility, knowledge and motivation by mastering your own clutter challenges first, then involving the remainder of the family.”
4 box method- "Put Away", "Give Away/Sell" and "Storage." and a garbage can
Tackle one problem area, or pile or drawer.
Flylady.net
(5) "A place for everything, everything in its place." --- Benjamin Franklin
(6) "Order is the shape upon which beauty depends."--Pearl S. Buck
Time
Things that Matter MostPres. Uchtdorf Nov. 2010 Ensign
Mosiah 4:27 “Things done in wisdom and order”
(1) Besides the noble art of getting things done, there is the noble art of leaving things undone. The wisdom of life consists in the elimination of non-essentials. ~Lin Yutang (Chinese writer and inventor)
SIMPLIFY
Practical: Essential, necessary, nice article – Sister Beck
· What are the essentials?
· In our busy lives, how do we make sure to get the essentials taken care of?
Wake up earlier, get creative – multi-task (listen to conference talk while making dinner, etc), schedule
· How do we simplify?
Eliminate nice things, say no, seek guidance from the Lord and stay close to the Spirit, cut back on media
“mothers who know are selective about their own activities and involvement to conserve their limited strength in order to maximize their influence where it matters most.” Mothers Who KnowNov. 2007
“Mothers who know do less. They permit less of what will not bear good fruit eternally. They allow less media in their homes, less distraction, less activity that draws children away from their home. Mothers who know are willing to live on less and consume less of the world’s goods in order to spend more time with their children- more time eating together, more time working together, more time reading together, more time talking, laughing, singing, and exemplifying. These mothers choose carefully and do not try to choose it all.” Mothers Who Know
Good, Better, Best- Elder Oaks Nov. 2007 Ensign
Let Him Do It With Simplicity – Elder L. Tom Perry Nov. 2008 Ensign
2nd Nephi 9:51 “labor for that which cannot satisfy”
(2) The ability to simplify means to eliminate the unnecessary so that the necessary may speak.
(3) To be simple is to be great.- Ralph Waldo Emerson
Simplicity is the ultimate sophistication. Leonardo da Vinci
Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity.- Charles Mingus (musician)
Conclusion
1st Nephi 18:1-3 Nephi is commanded to build a ship
Each of our situations is unique, and the Lord will direct us, possibly to do things with curious workmanship, or not in the way the world would do. And it may not be the way your friend is directed.
Nephi was also shown from time to time what to do. Same with us, usually given revelation bit by bit or from time to time, not all at once.
Nephi went up to the mount often to receive guidance from the Lord. As we continue to ask for help in ordering our homes, the Lord will reveal great things to us.
Write down a goal. “A goal not written down is just a wish.” Pres. Monson
Something in all three areas, or just one.
A constant work in progress.
Testimony of peace that comes when we follow these principles.
“We are responsible for the home we build. We must build wisely, for eternity is not a short voyage. There will be calm and wind, sunlight and shadows, joy and sorrow. But if we really try, our home can be a bit of heaven here on earth.” Pres. Monson “Hallmarks of a Happy Home” Missionary Broadcast 20 Feb 2000 (found in Monson’s biography)
